Integrating a fiat-to-crypto gateway or onramp on your website, wallet or exchange allows your customers to buy crypto using fiat currencies. But which fiat gateway is the best? Which fiat onramp should you integrate?
Click to compare prices —>
See the comparison of Moonpay vs Simplex vs Sendwyre vs Banxa vs Mercuryo vs Onramper and other fiat gateways below.
Fiat Gateway | ID required? | Payment methods |
| Crypto-currencies | Fees | Review Rating | |
 Onramper allows for integrating of Wyre, Moonpay, Coinify, Mercuryo, Indacoin, Xanpool in one. | Not always | >15 | >50 | >125 | Lowest of fees offered by Wyre, Moonpay, Mercuryo, Xanpool, Indacoin, Coinify | ||
 | Yes | >12 | >7 | BTC, ETH, USDT | EU wire transfers: 0% | ||
 | Yes | 5 | >40 | >75 | min. $5 | * Moonpay is also integrated within Onramper | |
 | No | 3 | >5 | >10 | min. $5 | * Wyre is also integrated within Onramper | |
 | Yes (for EU, U.S. Canada only) | a lot | Any currency | BTC | 1%** | ||
 | Yes | 2 | >13 | >30 | 4.45-5.45%** | ||
 | Yes | 2 | >20 | >36 | $10 minimum, or up to 5% | ||
 | Yes | 4 | >6 | >7 | 3.9%, | * Wyre is also integrated within Onramper |
* gateway is integrated within Onramper
** this gateway uses bad conversion rates, or may conceal additional fees within conversion rates.
We compare fiat gateways on their fees, UX flow, KYC implementation, transaction speed. We also look at which cryptocurrencies, fiat currencies, countries and payment methods they support. In each review, we discuss available alternatives, while also including a short comparison to help you pick the right fiat onramp for your wallet or application.
Wyre is a popular fiat gateway for wallets and exchanges. It has a widget and API, and supports credit cards with relatively low fees. However, is it the best fiat gateway or are there better alternatives to Wyre? In this review, we'll cover Wyre's payment methods, fees, and more to find out whether it is a good fiat onramp to integrate.
Simplex was one of the first fiat gateways, and is integrated by many big names in the crypto industry. But how does it compare to other gateways? Is it worth the fees? In this review, we look at fees, payment methods and more to find out whether it is the best fiat gateway, or whether there are better alternatives to Simplex.
Answers on some common questions.
A fiat to crypto gateway is a widget (or API) that developers can integrate to allow their customers to buy cryptocurrency directly from their website, application, wallet or exchange.
Fiat-crypto gateways make it easier to onboard new users. By integrating a third-party onramp, developers and wallets do not have to worry about compliance with KYC/AML regulationsÂ
Our ratings are based on a combination of a gateway’s UX flow, KYC process, transaction time, available currencies, available cryptocurrencies, minimum amounts and fees.
Gateway aggregators or fiat onramp aggregators connect to the APIs of various fiat gateways. They allow you to integrate multiple gateways in a single solution, which ensures users can always get the best available gateways and fees. See onramper.
