What is the Best Fiat Gateway?

Fiat-Crypto Gateways Compared

Integrating a fiat-to-crypto gateway or onramp on your website, wallet or exchange allows your customers to buy crypto using fiat currencies. But which gateway is the best? Which onramp should you integrate?

The best fiat-to-crypto gateways reviewed and compared

A comparison of fiat gateways for wallets, dapps and exchanges

Fiat Gateway

ID required?


Fiat Currencies

Crypto-currencies

Min. amount

Fees

Review Rating

Moonpay fiat to crypto gateway logo

Yes

>40

>70

$20

min. $5 
or 4.5%

* Moonpay is also integrated within Onramper
Banxa fiat to crypto gateway logo

Yes

USD, EUR, RUB + 11 more

BTC, ETH, USDT

$30

EU wire transfers: 0%
Creditcard: 1.99%**

Wyre fiat to crypto gateway logo

No

USD, EUR, GBP, AUD, and CAD

BTC, ETH & 8 stable coins

$5

min. $5
or U.S. debit card: 2.9% + 0.30$
Debit/credit cards: 3.99% +0.30$

* Wyre is also integrated within Onramper

Logo of Bity's fiat to crypto gateway

No

EUR, CHF

BTC, ETH, REP

10 CHF

Wire transfer: 1%
SOFORT: 0.25EUR + 0.9%

Logo of paxul's fiat-crypto gateway

Yes (for EU, U.S. Canada only)

Any currency

BTC

$10

1%**

logo of simplex's fiat to crypto gateway

Yes

USD, EUR, RUB + 17 more

BTC, BCH, BUSD, ETH, XRP, BNB, LTC, XLM, TRX, NANO, ATOM, DASH

$50

$10 minimum, or up to 5%

Yes

USD, EUR, RUB + 10 more

Long List >100

$50

3-4%**

* gateway is integrated within Onramper

** this gateway uses bad conversion rates, or may conceal additional fees within conversion rates.

Fiat gateway aggregator

Integrated fiat gateways:

ID required?

Fiat Currencies

Crypto-currencies

Min. Amount

Fees

Moonpay fiat to crypto gateway logo
Wyre fiat to crypto gateway logo
Moonpay: yes

Wyre: no

>40 Moonpay +
6 Wyre

>70 Moonpay +
10 Wyre

$20 Moonpay
$5 Wyre

min. $5 
or as little as 2.9%+0.30$

Fiat gateway reviews

We compare fiat gateways on their fees, UX flow, KYC implementation, transaction speed. We also look at which cryptocurrencies, fiat currencies, countries and payment methdos they support. In each review, we discuss available alternatives, while also including a short comparison to help you pick the right fiat onramp for your wallet or application.

A screenshot of Wyre's frontpage for review

Wyre: Review and Alternatives

Wyre is a popular fiat gateway for wallets and exchanges. It has a widget and API, and supports credit cards with relatively low fees. However, is it the best fiat gateway or are there better alternatives to Wyre? In this review, we'll cover Wyre's payment methods, fees, and more to find out whether it is a good fiat onramp to integrate.

a screenshot of Simplex's home page to give an impression of the company for the simplex review

Simplex: Review and Alternatives

Simplex was one of the first fiat gateways, and is integrated by many big names in the crypto industry. But how does it compare to other gateways? Is it worth the fees? In this review, we look at fees, payment methods and more to find out whether it is the best fiat gateway, or whether there are better alternatives to Simplex.

Frequently Asked Questions

Answers on some common questions.

What are fiat-to-crypto gateways?

A fiat to crypto gateway is a widget (or API) that developers can integrate to allow their customers to buy cryptocurrency directly from their website, application, wallet or exchange.

Why integrate a fiat-crypto gateway?

Fiat-crypto gateways make it easier to onboard new users. By integrating a third-party onramp, developers and wallets do not have to worry about compliance with KYC/AML regulations 

What are your ratings based on?

Our ratings are based on a combination of a gateway’s UX flow, KYC process, transaction time, available currencies, available cryptocurrencies, minimum amounts and fees.

What are gateway aggregators?

Gateway aggregators connect to the APIs of various fiat gateways. They aggregate multiple gateways in a single, easy-to-integrate widget, which ensures users can always get the best available gateways and fees.